It really wasn't that hard to solve after all.
Of course, now I have to arrange for its delivery to not require a signature, since no one will be home to sign for it, and it should arrive soon. (I dumped alot on shipping).
My thought? I bought cheap, and got screwed. So I'll go with a brand I like, and with a nice piece of equpment from it. When I was in high school I swore never to buy ATI again, and I should have kept that promise. So I'll try and return it, or ebay it. I think on ebay I might be able to get more.
The other thing about switching to this GForce 4- I know that the NVidia drivers work properly. NVidia has a universal driver for all their eq.